investment property calculator
Use our investment property calculator to better understand your cash flow position
Imagine you could take your property purchase costs, your interest payments, annual expenses, and weigh them against your rental income, generally account for your tax position, and deliver an estimated annual and weekly cash flow position, all before you put pen to paper.
Now, what if you could take those positions and explore the impact of unexpected vacancy periods or interest rate variations.
That’s what we’ve created. Check it out.
the obligatory disclaimer
The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice.
We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Property Professionals of Australia do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance.
before you begin
The calculator is designed to be as adaptable as possible, helping those new to the property investment space, while also allowing seasoned investors to override some values where an estimation is not close enough. Additionally, the calculator may require you to obtain information from an external source.
Refer to the list of considerations below before you progress further.
The calculator projects the annual interest due based on the interest rate defined, akin to an interest only loan. It does not take into consideration any further repayment of the principal.
The ‘closing costs’ are initially estimated at 5% of the purchase price. This field can be modified.
The ‘annual expenses’ are initially estimated at 30% of annual rental income. This field can be modified.
If you don’t know your marginal tax rate, consider using the MoneySmart Income Calculator. Remember to copy the ‘annual income accounting for vacancy days’ value from the calculator below into the ‘other income’ field, as this may push you into a higher tax bracket.
To ascertain the first year depreciation estimate, use the BMT Online Depreciation Calculator and copy the value back to the filed below field